UFCW and Employers Trust

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Trust Fund Office Overview

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Eleven Trust Funds are administered by the Trust Fund Office

Health and Welfare Funds

  • UFCW & Employers Benefit Trust
    UEBT Active and Retiree Health & Welfare Plans
  • UFCW Comprehensive Benefits Trust
    UCBT Active and Retiree Health & Welfare Plans
  • UFCW Northern California and Drug Employers Health and Welfare Trust Fund
  • Walgreen Co. & Local 648 Welfare Trust
  • Northern California UFCW Wholesale Health and Welfare Trust Fund

Pension Funds

  • UFCW - Northern California Employers Joint Pension Trust Fund
  • UFCW - Northern California Food Employers Joint Individual Account Trust Fund
  • UFCW Pharmacists, Clerks and Drug Employers Pension Fund
  • Retail Clerks Specialty Stores Pension Fund
  • TotalTrust Retirement Fund

Definition of a Taft-Hartley Trust Fund

Taft-Hartley Trust Fund
  • An entity that is formed to provide benefits to its participants and beneficiaries
  • Contributions are made by one or more employers
  • The fund is collectively bargained between the unions and the employers
  • Collective Bargaining Agreement obligates payment
  • Assets are placed in a trust fund, legally distinct from the union and the employers, for the sole and exclusive benefit of the participants and their beneficiaries
  • A joint Board of Trustees with representation by employers and labor manages the fund and its assets
  • Mobile employees can change employers contributing to the Trust Fund without losing coverage

Organization Overview

Taft-Hartley Trust Fund
  • One Board of Directors
  • Ten Boards of Trustees
  • Two Offices
  • Approximately 210 staff members

Trust Fund Office Departments

  • Administration
  • Communications
  • Employer Accounting
  • Finance
  • Health and Welfare Services (Roseville and Concord)
  • IT
  • Pension

Health and Welfare Benefits

  • Medical
  • Dental
  • Vision
  • Employee Member Assistance Program
  • Prescription Drug
  • Sick-Leave
  • Death